Cross-Border Transactions
Table of Contents
Use Case:
Organizations need to monitor cross-border customer transactions because activity involving multiple countries, parties, and supply chains may present heightened corruption, sanctions, and export control risks. While international transactions are often a routine part of business, certain combinations of customer, destination, shipping, or other location information may warrant additional review. For example, a transaction involving a customer in one country and delivery to a higher-risk or restricted jurisdiction may require further due diligence before it proceeds.
The Cross-Border Transactions analytic identifies transactions based on combinations of location attributes defined within customer-configured rules. These rules can be used to highlight activity involving particular countries, regions, or location relationships that present elevated risk. By flagging relevant cross-border transactions, the analytic helps organizations identify potential bribery, diversion, restricted-party, licensing, and export control concerns while strengthening compliance with internal policies and applicable regulations.
| Description | Identifies transactions based on configured combinations of location attributes, such as customer, billing, shipping, or destination locations, defined within customer-configured rules |
| Domain(s) | Customer Revenue |
| Analysis Type | Location |
| Focus Area | Flag |
| Score Methodology | The associated risk for the configured location combination |
Default Scoring Criteria
Importance: 2 (default)
Enabled: True (default)
No rules are configured by default. Rules must be set by user.
Rule Configuration
To configure a rule for this risk analysis, open the settings page from Risk Analysis Settings → Cross-Border Transactions (Customer Domain) and click Add A Rule.
To configure a rule for this risk analysis:
1. From the Admin page, navigate to Risk Settings > Risk Analysis Settings > Cross-Border Transactions (Customer Domain). Then, click Add A Rule.
2. Complete the following required rule fields:
| Rule Field | Description | Settings Options |
|---|---|---|
| Name | Name for the specific rule | Free text |
| Description | Description of the rule | Free text |
| Primary Country | The country field of interest | Carrier Partner Country, Customer Item Creator Employee Country, Customer Item Destination, Customer Payer Country, Customer Sold-To Country, End Recipient Partner Country, Responsible Company Country, or Sales Personnel Partner Country |
| Secondary Country | The country field of interest | Carrier Partner Country, Customer Item Creator Employee Country, Customer Item Destination, Customer Payer Country, Customer Sold-To Country, End Recipient Partner Country, Responsible Company Country, or Sales Personnel Partner Country |
3. Click Add A Rule Component.
4. To set a component, select a Field and Search Type from the dropdowns.
The Value field will appear after you select a Field and Search Type.
See a description of Field, Search Type and Value below:
| Field | Search Type | Value Type |
|---|---|---|
| Primary Country | Includes OR Excludes | Preset list |
| Secondary Country | Includes OR Excludes | Preset list |
Note: Where multiple rule components are set, they operate only in an “and” manner.
5. Click the Save Changes button at the bottom of the page to save your rule.
Exclusions
The following transactions are automatically excluded:
- Transactions where the primary and secondary countries are the same, since they are not considered cross-border activity.
- Transactions where either the primary or secondary country is not specified.
Customers can also configure exclusions based on:
- Payer Classification 1
- Payer Classification 2
- Transaction Type
- Transaction Reason
These exclusions are applied after a risk result has been calculated.